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What Can I Keep in a Bankruptcy?

Understanding Bankruptcy Exemptions

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Many people are scared of filing for bankruptcy because they think they will lose everything. Both federal and Florida law ensure that this won't happen. Knowing how to take advantage of exemptions (the things you can keep by law) to protect your most-valued assets, however, is complex.

That is where we come in. At The Associates, we offer comprehensive bankruptcy representation led by attorney David Lloyd Merrill, one of the most experienced bankruptcy lawyers in West Palm Beach and along the Treasure Coast. He has been helping people through bankruptcies for more than 19 years. He knows the laws and exemptions. You can rest assured knowing that you will work with a lawyer who will find the best way forward for your unique financial situation.

Want to learn more about bankruptcy exemptions? Schedule a free consultation at our West Palm Beach office by calling 561-877-1111.

Florida law has a lengthy list of exemptions that, for most people, are more beneficial than federal exemptions. We will sit down with you and help you figure out how to take advantage of exemptions protecting your:

  • Home, no matter how much it is worth

  • Income from disability benefits, work, Social Security, workers' compensation and unemployment benefits

  • Retirement assets such as a pension plan, 401(k) account and other investments

  • Personal assets, subject to various limitations


People worry about losing items such as furniture, electronics and other possessions. In most cases, however, people are surprised at how much they can keep.

Understanding what exemptions work for you is a difficult task. With deep knowledge of all types of complex bankruptcies, we can help you shed your debts and get back on the right track. Schedule a free consultation today by contacting our West Palm Beach office at 561-877-1111.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

Tell us about your legal matter. Your Case is confidential.

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